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HSAs and the States: Lifting the Barriers

September, 29 2005
Since late 2003 when the federal government cleared the way for health savings accounts coupled with high-deductible health plans, the market for such plans has blossomed. Recent surveys and media reports show that more and more businesses are or soon will be offering health savings account (HSA) plans. While this is excellent news for health care consumers, there are still many state government barriers that interfere with the efficient delivery of HSA plans. This study examines those barriers and offers suggestions for overcoming them.

Consumerism in Health Care: Early Evidence is Positive

August, 11 2005

As more Americans move into consumer-directed health plans, more and more studies are being produced that report on early experience with these plans. We have released a paper that summarizes some of the newest studies of these products, including Health Savings Accounts and Health Reimbursement Arrangements, which offer new incentives for consumers to help manage their health care and health costs.

Joint Statement on Tax and Health Reform

February, 16 2005
The debate over tax reform provides an historic opportunity to address the tax treatment of health insurance. Many of the problems in our health sector are rooted in the tax code, and reforming the tax treatment of health insurance is essential to creating a more efficient and more equitable market for medical care and health insurance in the United States.

Go Directly to Jail: The Criminalization of Almost Everything

October, 31 2004
Grace-Marie Turner describes measures enacted in the Health Insurance Portability and Accountability Act (HIPAA) of 1996. The legislation created the national health care fraud and abuse control program and created numerous new federal health care crimes.

Rethinking the Uninsured

September, 24 2004
New numbers from the Census Bureau have renewed concerns about the uninsured. The latest count has grown to 45 million in 2003 from 43.6 million in 2002. This, despite enormous attention on the issue from all levels of government, the private sector, and academia.

Bringing Rational Payment Structures to Cancer Treatment under Medicare

August, 24 2004
The new Medicare legislation enacted in December, 2003, continues to draw fire for its cost and structure, but the blanket criticism misses many of the important and necessary improvements it contains.

New Studies Show Consumer-Directed Care Reduces Costs and Improves Access

July, 21 2004
A new study of purchasers of Health Savings Accounts shows that these health care financing arrangements are appealing to those who previously were shut out of the insurance market, to families, to older Americans, and to workers of all income levels.

The Facts About Drug Importation: Risks to consumers, states, and retirees

April, 28 2004
The Food and Drug Administration examined mail shipments of imported drugs flowing through Miami, New York, San Francisco, and Carson, CA, to U.S. consumers in July and August, 2003. It found that the packages often contained dangerous, unapproved, or counterfeit drugs. In fact, 88% of the drugs examined did not meet FDA standards.

Fixing the New Medicare Law

April, 26 2004
Grace-Marie Turner and Joe Antos recommend ways to build on the temporary drug discount card program, including making a funded drug card a permanent option in Medicare.

Consumer Choice Options for Prescription Drugs

October, 16 2003
Nations across the globe are beginning to explore consumer choice options in health care. This paper by Galen Institute President Grace-Marie Turner and AEI scholar Joseph Antos explores ideas and options to engage market-forces in health care through competition and consumer choice.
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