The MLR rules as drafted discriminate against Health Savings Accounts (HSAs) and similar high-deductible health plans in a number of ways. These accounts provide employers, employees, and individuals with an option to purchase coverage with a larger deductible so that…
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Consumer-Directed Health Care
Market-Based Reform Initiatives Are Key To Health Law Success June 17, 2010 Commentary
Consumer-directed health plans have been useful in controlling the rise of health costs over the last several years, but the survival of these plans is threatened by the new health overhaul law. Mercer’s latest National Survey of Employer-Sponsored Health Plans…
Paperwork Would Impede Health Reform July 5, 2008 Commentary
An abbreviated version was published in The Des Moines Register on July 5, 2008 Nearly 98,000 Iowans with health insurance that's compatible with a health savings account could get slapped with new paperwork requirements from Congress. Created in 2004, HSAs…
Free-Market Alternative October 17, 2007 Commentary
By Grace-Marie Turner The debate will be different this time around. When Hillary Clinton first attempted an overhaul of our health sector, she was no learned hand at politics. But the health plan that her presidential campaign released last month…
Customer Health Care May 14, 2007 Commentary
Published in The Wall Street Journal May 14, 2007 It's Friday evening and you suspect that your child might have strep throat or a worsening ear infection. Do you bundle him up and wait half the night in an emergency…